Traffic Accident Rehabilitation

Car Accident Injury / Rehabilitation

If you are hurt - Don't Wait to Call

Chiropractic and physiotherapy can play important roles in the recovery from motor vehicle accidents. Chiropractors specialize in the diagnosis and treatment of musculoskeletal conditions, particularly those related to the spine. They may use a variety of techniques such as spinal manipulation, mobilization, and soft tissue therapy to help alleviate pain and improve function. Physiotherapy, on the other hand, is a rehabilitation discipline that aims to help individuals recover from injuries or illnesses, including those that occur from motor vehicle accidents. Physiotherapists may use a combination of exercises, manual therapy, and modalities such as ultrasound and electrical stimulation to help improve range of motion, reduce pain, and promote healing. Both chiropractic and physiotherapy can be useful in treating common injuries that occur in motor vehicle accidents such as whiplash, sprains, and strains. They can help to restore normal movement, reduce pain and inflammation, and improve overall function and quality of life.

Automobility incidents are very serious and can be life threatening, with many injuries being prevalent to the back, neck and head. Injuries such as whiplash, back pain, and concussions can be very dangerous. It is important to seek a health care provider as soon as possible to screen for short term or long term injuries. Although these injuries can be very serious and inhibit you from daily activity, with the correct treatments and rehabilitation, one can bounce back to their daily activities within no time.

Our team of highly skilled physiotherapists, acupuncturists, massage therapists and chiropractors will work together alongside you to help make a plan and rehabilitate you back to your normal everyday self.

We have a whole team of therapists at our locations to fit your needs. We can help begin the process to getting better and to strengthen the body. We invite you to our Streetsville and Port Credit clinics, or give us a call for a free consultation. Your health is our top priority!

As a passenger will car insurance cover physical treatment?

Yes, in most cases, car insurance will cover physical treatment for injuries sustained as a passenger in a car accident. As a passenger, you would be covered under the Accident Benefits portion of the policy, whether the car you were in was at fault or not. The Accident Benefits coverage is mandatory in Ontario, and provides benefits for medical and rehabilitation expenses, as well as income replacement, in the event of an accident.

It's important to note that the driver of the car you were in may not be the owner of the car, so it's best to check with the insurance company of the car you were in to confirm coverage.

If the driver of the car you were in is at fault, their insurance company will be responsible for covering your medical expenses. If the driver is not at fault, the insurance company of the car that caused the accident will be responsible for covering your expenses.

Keep in mind that you may have to provide documentation such as a police report, medical bills, and proof of your relationship with the driver of the car you were in. It's also important to contact the insurance company as soon as possible to report the accident and to provide any necessary documentation.

It's always best to check with the insurance company and read your policy to understand the specific details of your coverage, and to contact them for clarification if needed.

Do Burns occur as a result of a car accident

Burn injuries are a less common but serious type of injury that can occur in a car accident. They can happen from the car's airbag deployment, or from the car catching fire. Burn injuries can be classified as first, second, and third degree, based on the severity of the injury.

Symptoms of burn injuries can include:

Redness and pain in the affected area
Blisters
Swelling
Peeling skin
Discoloration of the affected area
Numbness in the affected area
Difficulty breathing (in severe cases)

First-degree burns are the mildest form of burn injury, and they typically heal on their own with minimal treatment. Second-degree burns are more severe and can cause blisters and scarring. They often require more intensive treatment such as wound care, antibiotics, and possibly skin grafts. Third-degree burns are the most severe form of burn injury, and they can cause permanent damage to the skin and underlying tissues. They require immediate medical attention and may require surgery and skin grafts.

It's important to seek medical attention as soon as possible after a car accident, even if you don't have any immediate symptoms. The severity of burn injuries can vary greatly, and early treatment can help prevent further injury and improve recovery.

Are there time limits for seeking treatment after a car accident?

While there are no specific time limits for seeking physical treatment after a car accident in Ontario, it's generally recommended to seek treatment as soon as possible to ensure the best outcome and to avoid complications.

Delaying treatment can lead to chronic pain and long-term disability, and can also make it more difficult to document the extent of the injury, which can be important in the event of an insurance claim or lawsuit.

It's important to note that in some cases, insurance companies may have time limits for reporting an accident and submitting claims. It's best to check with your insurance company for specific guidelines.

Additionally, the Statute of Limitations for filing a personal injury claim in Ontario is generally two years from the date of the accident. This means that you have two years from the date of the accident to file a claim, otherwise, your claim will not be heard.

It's always best to seek medical attention as soon as possible after an accident, and to keep in touch with your insurance company throughout your recovery process to ensure that you are getting the treatment you need and that your claim is being processed in a timely manner.

Broken or Fractured bones after a car accident

Fractures are a common injury that can occur in a car accident, particularly in the limbs, ribs and skull. These types of injuries happen when a bone is broken or cracked. The severity of the fracture can vary depending on the bone affected and the force of the impact.

Symptoms of fractures can include:

Pain
Swelling
Bruising
Deformity of the affected area
Difficulty moving the affected limb or area
Tenderness or stiffness
Loss of function of the affected limb or area
Numbness or tingling in the affected area

Treatment of fractures depends on the severity of the injury and the location of the fracture. Minor fractures may only require immobilization with a cast or splint, while more severe fractures may require surgery to align and stabilize the bones.

It's important to seek medical attention as soon as possible after a car accident, even if you don't have any immediate symptoms, as some fractures may not be visible on x-ray and may only be diagnosed after a thorough examination. Early diagnosis and treatment can help prevent further injury and improve recovery.

Will my car insurance cover treatment if caused by someone else?

If the accident was caused by someone else, the other party's insurance company is generally responsible for covering your medical expenses, including physical treatment. However, it's important to note that the process of claiming from the other party's insurance company may take some time, and you may have to pay for expenses out of pocket in the meantime.

In Ontario, if the other party is found to be at fault, you can make a claim through their insurance company for any medical expenses, lost income, or other expenses related to the accident. This is known as making a "Third-Party Claim".

It's important to contact the other party's insurance company as soon as possible to report the accident and to provide any necessary documentation such as the police report and medical bills. Keep in mind that the other party's insurance company may require additional documentation such as treatment plans, receipts, and progress reports.

It's also important to note that if the other party is not insured or if the accident was caused by a hit-and-run driver, you may be able to make a claim through your own insurance company's Uninsured Automobile Coverage, if you have it.

It's best to get legal advice if you have to make a claim from the other party's insurance company, or if the other party is not insured, to ensure that your rights are protected and you get the compensation you are entitled to.

Why start physical rehabilitation as soon as possible?

Seeking treatment as soon as possible after a motor vehicle accident is important for several reasons:

Early intervention can help to prevent the development of chronic pain: if an injury is not treated early on, it can lead to chronic pain and long-term disability.
It can speed up recovery: seeking treatment early on can help to reduce inflammation, improve range of motion, and promote healing. This can lead to a faster recovery time and a better outcome overall.
It can help to prevent the development of secondary injuries: if an injury is not treated early on, it can lead to compensatory patterns of movement, which can put additional stress on other parts of the body and lead to the development of secondary injuries.
It can help to document the extent of the injury: if an individual seeks treatment soon after an accident, it can help to document the extent of the injury, which can be important in the event of an insurance claim or lawsuit.
Early treatment also helps to avoid maladaptation of the body which may cause chronic pain and disability in the future.

Overall, seeking treatment as soon as possible after a motor vehicle accident is important for promoting healing, reducing the risk of chronic pain and secondary injuries, and ensuring a better outcome overall.

Does insurance cover my treatment after a car accident?

In the province of Ontario, most car insurance policies include coverage for physical treatment as a result of a car accident. This coverage is typically provided through the Accident Benefits portion of the policy. Accident Benefits coverage is mandatory in Ontario and provides benefits for medical and rehabilitation expenses, as well as income replacement, in the event of an accident.

The specific coverage and limits may vary depending on the policy and the insurance company. It is always best to check with your insurance company or read your policy to understand the specific details of your coverage. If the accident was caused by someone else's fault, the other party's insurance company is generally responsible for the coverage.

In Ontario, the standard car insurance policy includes $65,000 in medical and rehabilitation coverage and $1,000,000 in accident benefits, some insurance companies may offer additional coverage for an additional cost.

It's also important to note that even if you have coverage for physical treatment, there may be limits on the amount that will be covered, and you may have to pay for some expenses out of pocket.

Is pre-approval required for treatment after a car accident?

In most cases, pre-approval is not required for physical treatment due to a car accident in Ontario. According to the Financial Services Commission of Ontario (FSCO), the insurance company is required to pay for "reasonable and necessary" medical and rehabilitation expenses that are incurred as a result of a car accident. However, the insurance company may require some documentation, such as treatment plans and receipts, in order to process the claim.

It's important to note that some insurance companies may have their own policies and procedures when it comes to pre-approval for physical treatment. It's best to check with your insurance company to confirm if there are any specific requirements or if they have any pre-approved provider lists.

In some cases, the insurance company may require a referral from a doctor or physiotherapist before approving certain treatments such as physiotherapy, massage therapy or chiropractic care. Some insurance company may also require a pre-approved assessment to evaluate the extent of the injury and the need for treatment.

It's always a good idea to keep in touch with your insurance company throughout your recovery process and to provide any necessary documentation in a timely manner to avoid any delays in processing your claim.